How to Prevent a Dryer Fire
Posted: January 13, 2021
Further compounding the problem of dryer fires is the fact that many people now install dryers outside of their basements. This typically results in dryer vent pipes being much longer. Those longer vent pipes have a greater likelihood of being twisted and turned to accommodate the structure of the home—and that creates spaces for lint to collect. What could happen if my dryer catches on...
Beginner's Guide to Commercial Auto Insurance
Posted: January 9, 2021
Are you using company-owned vehicles to conduct business? You might need to consider getting commercial auto insurance. For those who are new to the game, this may be a confusing subject. You know you need coverage, but may not be clear on what kind or how much. Our knowledgeable agent can help ensure you have the specific coverage you need for your unique operations. The...
If A Contractor Damages My Home, Whose Insurance Covers It?
Posted: January 8, 2021
Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to Your Home From an Accident Caused by a Contractor Although...
Do I Need Life Insurance If I Live Alone?
Posted: January 7, 2021
Life insurance is designed to benefit the ones you leave behind when you pass away. So why would you need this type of policy if you live alone and have no dependents? Surprising as it may seem, there are a number of reasons why you might need life insurance, even if you are single and have no children. You May Want Children Someday The younger...
Beginner’s Guide To Mortgage Protection Insurance
Posted: December 22, 2020
If you have a mortgage on your home and your family is depending on you to make the payments, you may want to purchase mortgage protection insurance. This is a type of life insurance specifically designed to pay off your mortgage in the event of your death, so your family can remain in the home. Some mortgage protection insurance policies also provide benefits in the...